Publishing your paper with ESPAS - Journal of Economics and Banking allows you, the author(s), to retain the copyright of your work. While the journal is granted an exclusive license for non-commercial reuse, you are free to share your paper on websites, distribute it to colleagues, provide it to students, or include it in your thesis, as long as these activities are not intended for commercial benefit or private financial gain.

Authors are also free to reuse figures, tables, and other information from their paper published by ESPAS in future works, without needing to seek permission, provided that these elements are properly cited, referencing the original published paper as the source. It is important to ensure that any reuse is not aimed at commercial profit or private monetary advantage.

ESPAS - Journal of Economics and Banking offers immediate open access to its content based on the principle that free availability of research promotes a greater global exchange of knowledge. This journal operates under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License. This license permits others to remix, adapt, and build upon your work non-commercially. While any derivative works must also be non-commercial and properly attribute the original work, they do not have to be licensed under identical terms.

All users of this website are licensed under the CC BY-NC-SA 4.0 license.